Understanding Push Car Rentals’ Insurance & Collision Damage Waiver Options
If you are booking a rental car and want to avoid surprises, understanding Push Car Rentals’ insurance & collision damage waiver options is one of the most important steps you can take before you drive. Liability limits, deductibles, optional waivers, tyre exclusions, and credit card holds can all affect what you pay if something goes wrong.
This guide breaks down Push Car Rentals’ coverage options in clear language so you can compare the standard rental protection, the Collision Damage Waiver (CDW), and the Super Damage Waiver (SDW). You will also learn how tyre damage, fuel charges, and credit card coverage fit into the picture, helping you choose the level of protection that best matches your trip.
What is included in Push Car Rentals’ standard insurance?
With the rate of hire, the vehicle is comprehensively insured except for a deductible of $1000 USD in case of loss, accident, or damage to the vehicle, regardless of fault.
In simple terms, this means the vehicle has insurance, but you may still be responsible for up to $1000 USD if the car is lost, damaged, or involved in an accident.
Quick answer
What is the standard deductible at Push Car Rentals?
The standard deductible is $1000 USD in case of loss, accident, or damage to the vehicle, regardless of fault.
That base structure is common in car rentals. The rental company carries vehicle insurance, while the renter remains exposed to a defined amount unless an optional waiver is purchased.
What is an Excess Waiver?
Push Car Rentals offers an optional Excess Waiver that is recommended to help cover the standard deductible.
If the Excess Waiver is purchased, your responsibility for the deductible is reduced to $250 US or $0, depending on which Excess Waiver product you buy.
Why this matters
A deductible is the amount you may have to pay before the coverage fully protects you. Lowering that amount can make a major difference if an accident or damage occurs during your rental period.
Quick answer
What does the Excess Waiver do?
It reduces the standard $1000 USD deductible to $250 US or $0, depending on the product purchased.
What is the Collision Damage Waiver (CDW)?
Push Car Rentals states that Collision Damage Waiver (CDW) can be purchased separately as extra protection to limit your liability in case of collision damage to the vehicle to a lower amount of USD $250 or $0, depending on the product purchased.
The daily rate is currently set at USD $10 per day, although it may vary from time to time and may also vary by vehicle.
Quick answer
How much does CDW cost at Push Car Rentals?
The current daily rate is USD $10 per day, but the rate may vary and may also vary by vehicle.
What CDW is designed to do
CDW is intended to reduce your financial exposure if the rental vehicle suffers collision damage. It is a popular option for travelers who want greater predictability in case of an accident.
Important CDW exclusions
Push Car Rentals specifically notes that CDW excludes:
- Damage to tires and rims not occasioned by general collision damage to the vehicle
- Non-collision damage such as:
- permanent stains
- tears
- burns
- damage to upholstery
- carpet damage
- ceiling damage
- broken handles
- broken switches
- water damage to remote keys
For these types of damage, the hirer’s liability is assessed at the replacement or restoration cost.
That distinction is important. A waiver may reduce liability for collision-related damage, but it does not automatically cover every type of wear, misuse, or isolated damage.
What is the Super Damage Waiver (SDW)?
Push Car Rentals offers a separate optional product called the Super Damage Waiver (SDW).
The client may purchase SDW at a cost of US$30.00 per day. This optional coverage provides a Zero Deductible and includes full roadside assistance, provided the vehicle is operated in accordance with all the terms and conditions of the rental agreement.
A US$250 credit card hold will be taken at the time the vehicle is delivered. This hold will be released at the end of the rental period once the vehicle has been returned in accordance with the terms of the rental agreement.
Quick answer
What does SDW include?
SDW costs US$30.00 per day, provides a Zero Deductible, includes full roadside assistance, and requires a US$250 credit card hold at delivery.
SDW exclusions
The Super Damage Waiver does not cover:
- the replacement cost of lost keys
- the cost of petrol
Even the broadest waiver has limits, so renters should understand that zero deductible does not mean every possible cost disappears.
CDW vs SDW: what is the difference?
Here is a simple comparison of the two optional protection products.
| Option | Cost | Liability Outcome | Notable Details |
|---|---|---|---|
| Collision Damage Waiver (CDW) | USD $10 per day currently | Liability reduced to USD $250 or $0 depending on product purchased | May vary by time and vehicle; excludes certain tyre, rim, and non-collision damage |
| Super Damage Waiver (SDW) | US$30.00 per day | Zero Deductible | Includes full roadside assistance; requires US$250 credit card hold |
How to think about the difference
- Choose CDW if you want to reduce liability at a lower daily cost.
- Choose SDW if you prefer the strongest available deductible protection and the added benefit of full roadside assistance.
Are tyres covered?
Tyre protection is a key detail many renters overlook.
Push Car Rentals states that tyre damage is not covered by the Excess Waiver. Flat tyres are repaired free of charge, but if a tyre or rim has been damaged beyond repair, the client will be charged for the cost of replacement.
Quick answer
Does the waiver cover tyre damage?
No. Tyre damage is not covered by the Excess Waiver. Flat tyres are repaired free of charge, but tyres or rims damaged beyond repair are charged at replacement cost.
This is one reason it is imperative for clients to check the tyres carefully when the vehicle is delivered.
Can you use credit card collision coverage?
Push Car Rentals notes that some credit card companies and internet sites offer collision coverage benefits. However, these arrangements can have limitations, so clients should check carefully to verify the coverage they have.
To use collision damage waiver insurance through a credit card, renters are instructed to first confirm whether their card offers it by contacting their financial institution or customer support of Visa or MasterCard.
Usually, special conditions apply. Push Car Rentals identifies two common ones:
- The card is used to initiate and pay for the car rental.
- The CDW insurance offered by the rental company is declined.
Important note about third-party excess waiver coverage
If the client has purchased excess waiver from another source and has an accident during the hire, the client must pay Push Car Rentals for the damages incurred up to the maximum $1,250 USD. The company will then supply the documentation required for the client to reclaim this payment from the other provider.
Quick answer
Can you rely on your credit card for CDW?
Possibly, but you should verify the card’s conditions carefully. Typically, the rental must be paid with that card and the rental company’s CDW must be declined.
When can waiver protection be voided?
Push Car Rentals states that the Excess Waiver is voided if the client has an accident where they are at fault, and a fresh security deposit must be held again for the rest of the hire.
This reinforces an important rental principle: waiver products work within the rules of the rental agreement. Coverage depends not only on what you buy, but also on how the vehicle is operated and whether the terms are followed.
What other charges can still apply?
Even if you purchase protection, some rental costs remain separate from accident liability.
Fuel charges
Vehicles are delivered with a full tank of fuel and must be returned with a full tank of petrol. Otherwise, there is a proportion charge on return at circa $25 USD per quarter tank.
An admin charge of USD $12:50 is also added if the company has to refill the tank for you.
Smoking and valet charges
Push Car Rentals operates a 100% Non-Smoking Fleet.
If a vehicle is returned with an offensive odour, such as smoke, or with excessive debris in the interior, clients can be charged up to a maximum of $300 USD for the cost of a professional valet service.
Lost keys and petrol under SDW
As noted earlier, SDW does not cover the replacement cost of lost keys or the cost of petrol.
These items matter because renters sometimes assume a waiver removes all possible extra charges. It does not.
Who is eligible to rent and how can age affect liability?
Push Car Rentals states that drivers must be over 25 and under 80 years old, with special conditions applying outside those age ranges.
Each driver must have held a valid driving licence for at least two years, and that licence must be produced at the time of vehicle delivery.
For those below 25 years or driving less than 2 years, the excess insurance limits doubles and special pre-authorization is required from the insurance company.
For those over 70 years, a medical certificate is required to confirm fitness to drive.
Quick answer
Does age or driving experience affect rental protection?
Yes. For drivers below 25 years or licensed for less than 2 years, the excess insurance limits doubles and special pre-authorization is required.
Practical tips before choosing your waiver option
If you want to make a confident decision, use this simple checklist.
1. Decide how much risk you want to carry
Ask yourself whether you are comfortable with:
- the standard $1000 USD deductible
- a reduced deductible through CDW
- a Zero Deductible through SDW
2. Review exclusions carefully
Pay close attention to items such as:
- tyres and rims
- remote keys
- petrol
- stains, burns, and interior damage
3. Check your credit card terms in advance
If you may rely on card-based collision coverage, confirm:
- whether rental vehicle coverage applies
- whether you must decline the rental company’s CDW
- whether the full rental must be charged to the card
4. Inspect the vehicle at delivery
This is especially important for:
- tyres
- rims
- keys and remotes
- interior condition
5. Return the car properly
To avoid avoidable charges:
- return it with a full tank of petrol
- keep the interior clean
- avoid smoking in the vehicle
Related rental details worth knowing
Insurance decisions do not happen in isolation. Other rental terms can affect your overall experience and cost.
For example:
- Vehicle hire works on a 24 hour basis.
- Extra charges apply if the vehicle is returned late.
- Requests for extension of hire should be made 24 hours ahead of the return date and are subject to availability.
- Push Car Rentals offers 24 hour roadside assistance in case of emergencies at 1246-822-6701 or 1246-287-1112.
These details are helpful to review alongside fleet selection, delivery timing, and other trip-planning considerations.
Final thoughts on Push Car Rentals’ insurance & collision damage waiver options
Understanding Push Car Rentals’ insurance & collision damage waiver options helps you book with more confidence and fewer surprises. The standard rental includes comprehensive insurance with a $1000 USD deductible, while optional protection can reduce that liability to $250, $0, or provide a Zero Deductible through SDW.
The right choice depends on your comfort with risk, your budget, and how closely you want to limit out-of-pocket costs. Before you confirm your booking, review the deductible, waiver type, exclusions, tyre policy, and any credit card coverage requirements.
If you are planning to explore Barbados your way, take a moment to choose the protection option that fits your trip best, and book with clarity from the start.